19518 18TH Street Ct SW · Lakebay, WA 98349

4.5% assumable VA loan (Assumable by Non-Veterans as well) • Approx. $362K balance • No monthly mortgage insurance Exceptional financing opportunity at $386,500! This 3-bedroom, 2-bath, 1,296 sq ft single-level home offers an assumable VA loan with approximately $362,000 remaining at just 4.5% interest and no monthly mortgage insurance. Current principal and interest payment is approximately $1,989/month. Qualified buyers may assume the VA loan, including non-Veterans, subject to lender/servicer approval and assumption requirements. Built in 2021, the home features an open-concept living area, spacious kitchen with breakfast bar, dining area, and flexible office space. The primary suite includes a private full bath and walk-in closet. Situated on approximately 0.27 acre with a partially fenced yard and storage shed. Palmer Lake community amenities include lake access, private beach parks, boat launch, dock, picnic area, and basketball court. A rare opportunity to combine a newer home with below-market-rate financing on the Key Peninsula.